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motor insurance
There is a vast array of covers available to suit the needs of private car owners; each with varying degrees of suitability. Through continued association with Zurich, one of the world's leading insurance companies, we are able to offer a complete solution within a single policy.
Our team of specialist motor insurance advisors can assess your individual requirements and offer you their personal advice on what level of cover is most suitable, whether this be Fully Comprehensive or Third Party Only.
Our ethos is to provide an excellent service for our customers, whether this be at inception of a policy, when making a claim or simply changing a vehicle or driver on the policy. The understanding of our ethos throughout all employees ensures that our clients receive the personal attention they deserve.
Listed adjacent are a selection of features and benefits of the Zurich Car Solutions policy:
As you can see there is a vast selection of covers available under our recommended car insurance policy, please do not hesitate to call us on 08450 264420 should you wish to discuss any of these covers, alternatively complete and send the contact form and an advisor will contact you.
Fire & Theft Cover
Cover events - if selected during the quotation stage cover will be in force to protect against incidents involving fire, theft and even attempted theft. This automatically covers any stereo, audio visual and satellite navigation equipment up to a value of £500.
Liability to Others
Cover events - this covers you, and any named drivers, for your legal liability against third party injury and property damage, as a result of using your vehicle and any insured trailers.
Accidental Damage
Covered events - if selected during the quotation stage cover will be in force to protect against incidents involving accidental damage to the vehicle and any accessories whilst in your care. This automatically covers any stereo, audio visual and satellite navigation equipment up to a value of £500. Furthermore, cover is extended, as standard, to include up to £350 for the replacement of car keys, locks and if applicable lock transmitters.
Covered events - if selected during the quotation stage cover will be in force to protect against incidents involving accidental damage to the vehicle and any accessories whilst in your care. This automatically covers any stereo, audio visual and satellite navigation equipment up to a value of £500. Furthermore, cover is extended, as standard, to include up to £350 for the replacement of car keys, locks and if applicable lock transmitters.
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Driving Other Cars - this cover you against your liability to others, as above, whilst driving a car hired to you under a hire purchase agreement.
New Car Replacement - this covers the replacement of a new UK purchased car written off (more than 60% damaged) within the first registered year of use with an identical vehicle.
Repairs - this covers the cost of transporting a vehicle, damaged under the fire, theft and accidental damage sections, to and from the nearest competent repairer.
Windscreen Cover - this covers the cost of repair or replacement of the windscreen, windows or sunroof if applicable, and scratching to the surrounding area of bodywork. Furthermore, should no claim be made under any other section in the policy any no claims discount entitlements you possess will not be affected.
Using your Car Abroad - this covers you for any one trip up to 60 days in any EU country and several other such as Iceland, Norway and Switzerland. In addition to the fire, theft and accidental damage cover, if selected, the Zurich policy will pay any duty costs incurred should the car be unable to return to the UK due to loss or damage.
Courtesy Car Cover - a courtesy car will be made available following an incident, so long as the approved repairers are used. You will be fully insured to drive the courtesy vehicle under all applied sections of your policy, as per your individual specifications.
New Car Replacement - this covers the replacement of a new UK purchased car written off (more than 60% damaged) within the first registered year of use with an identical vehicle.
Repairs - this covers the cost of transporting a vehicle, damaged under the fire, theft and accidental damage sections, to and from the nearest competent repairer.
Windscreen Cover - this covers the cost of repair or replacement of the windscreen, windows or sunroof if applicable, and scratching to the surrounding area of bodywork. Furthermore, should no claim be made under any other section in the policy any no claims discount entitlements you possess will not be affected.
Using your Car Abroad - this covers you for any one trip up to 60 days in any EU country and several other such as Iceland, Norway and Switzerland. In addition to the fire, theft and accidental damage cover, if selected, the Zurich policy will pay any duty costs incurred should the car be unable to return to the UK due to loss or damage.
Courtesy Car Cover - a courtesy car will be made available following an incident, so long as the approved repairers are used. You will be fully insured to drive the courtesy vehicle under all applied sections of your policy, as per your individual specifications.
Standard Enhancements
Covered events - the following covers are standard to the policy we recommend, which may not be found on your average house and contents insurance policy.
Covered events - the following covers are standard to the policy we recommend, which may not be found on your average house and contents insurance policy.
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Personal Belongings - this covers loss or accidental damage to your personal belongings whilst in your car, up to a value of £150. This is increased automatically during December up to a value of £250. Furthermore, child car seats are automatically replaced with the same or similar model following a theft or fire incident.
Personal Accident - this cover you, and any member of your family who permanently reside at your home, for up to £10,000 following an incident in the car resulting in permanent total loss of sight in an eye or use of an arm or leg. Cover includes death for the same value as standard.
Medical Expenses - this covers the medical expenses of yourself and passengers in your car involved in an incident for £200 per person. In addition, the policy will pay £30 a day for 30 days should you have to stay in hospital.
Luggage Trailer - this covers a trailer used for the carrying of luggage up to a value of £250; cover is extended, as standard to cover whilst unattached.
Emergency Overnight or Travel Expenses - this section covers you, and any passengers of your vehicle, for up to £40 for any necessary overnight accommodation or travel expenses following an incident.
Uninsured Loss Recovery - this cover you against the cost in recovering your excess, any hire costs or loss of earnings in the event of a non-fault claim.
Personal Accident - this cover you, and any member of your family who permanently reside at your home, for up to £10,000 following an incident in the car resulting in permanent total loss of sight in an eye or use of an arm or leg. Cover includes death for the same value as standard.
Medical Expenses - this covers the medical expenses of yourself and passengers in your car involved in an incident for £200 per person. In addition, the policy will pay £30 a day for 30 days should you have to stay in hospital.
Luggage Trailer - this covers a trailer used for the carrying of luggage up to a value of £250; cover is extended, as standard to cover whilst unattached.
Emergency Overnight or Travel Expenses - this section covers you, and any passengers of your vehicle, for up to £40 for any necessary overnight accommodation or travel expenses following an incident.
Uninsured Loss Recovery - this cover you against the cost in recovering your excess, any hire costs or loss of earnings in the event of a non-fault claim.
Optional Endorsements
Covered events - there are several endorsements that can be applied to you policy, which are listed below:
Covered events - there are several endorsements that can be applied to you policy, which are listed below:
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- Anti-theft protection
- Ownership
- Motor caravans
- No-claims discount protection
- Drivers under 25 years of age excluded
- Isle of Man Law
- Policy Replacement
- Drivers under 21
- Driving tuition
- Audio-equipment limit, and
- Kept overnight
